Benefits your team
will actually use.
Health, dental, vision, HSAs, FSAs, 401(k), and commuter benefits — managed from one place. We handle enrollment, carrier connections, and compliance tracking so you don't have to.
Everything your team expects
From medical to 401(k) — one enrollment experience, no separate portals.
Medical Insurance
Access plans from 50+ carriers including Aetna, Blue Cross, Cigna, and UnitedHealth. We help you compare plans by cost, coverage, and network so you can offer the right options for your team.
- HMO, PPO, and HDHP plans
- Individual and family coverage
- Carrier comparison tools
- ACA compliance built in
Dental & Vision
Bundle dental and vision with medical or offer them standalone. Employees can enroll in minutes and see their coverage details in their self-service portal.
- Preventive, basic, and major dental
- Orthodontia options
- Vision exams and eyewear allowances
- Standalone or bundled enrollment
HSA & FSA Accounts
Offer Health Savings Accounts and Flexible Spending Accounts alongside your health plans. Ogo Ops handles contribution limits, IRS reporting, and employer contributions automatically.
- HSA with HDHP plans
- Healthcare and dependent care FSAs
- Employer contribution support
- IRS reporting included
401(k) Retirement
Set up and administer a 401(k) plan with automatic enrollment, employer matching, and vesting schedules. Integrated with payroll so contributions are deducted and remitted without manual steps.
- Traditional and Roth 401(k)
- Employer match configuration
- Automatic enrollment options
- Payroll-integrated contributions
Commuter Benefits
Pre-tax transit and parking benefits that reduce payroll taxes for both you and your employees. Employees manage their own elections through the self-service portal.
- Pre-tax transit passes
- Parking benefits
- Employee self-service elections
- Reduces employer payroll taxes
Life & Disability
Offer basic and supplemental life insurance, short-term disability, and long-term disability coverage. Ogo Ops connects with leading carriers and manages enrollment alongside your other benefits.
- Basic and supplemental life
- Short-term disability
- Long-term disability
- AD&D coverage options
Set up benefits in three steps
Choose your plans
Browse plans from our carrier network, compare costs and coverage side by side, and select what to offer your team.
Invite employees to enroll
Employees receive a guided enrollment experience on any device. They compare options, add dependents, and submit elections in minutes.
We handle the rest
Ogo Ops syncs elections with carriers, deducts premiums through payroll, and keeps everything compliant year-round.
Everything you need to manage benefits
From open enrollment to COBRA — the paperwork is handled, not the decisions.
Employee self-service portal
Employees can view their benefits, update dependents, and make changes during open enrollment — all without HR involvement.
Open enrollment management
Set enrollment windows, send automated reminders, track completion, and close enrollment with a single click.
Qualifying life event support
Employees can update coverage after marriage, birth, or other qualifying events. Ogo Ops guides them through the process and notifies carriers automatically.
COBRA administration
When employees leave, Ogo Ops generates COBRA notices and tracks election deadlines — keeping you organized and compliant without the manual paperwork.
ACA reporting
1095-C forms are generated from your payroll data and ready for your review and submission. We track eligibility, affordability, and minimum value requirements year-round so nothing slips through.
Payroll integration
Benefit deductions sync directly with payroll. No manual entry, no reconciliation errors — premiums are deducted correctly every pay period.
Give your team benefits they'll love.
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